How to use the card buyback calculator
- Enter the pack cost. Use the amount you paid for the opening. For a card you bought directly, enter its purchase cost to compare the offer with that spend.
- Enter the card valuation. Use the value on which the actual buyback offer is based, not the highest card pictured in a pack.
- Enter the buyback rate. Use the percentage shown for your card and account. The default 90% is an example, not a promise from every platform.
- Add the applicable fee. Enter the dollar amount deducted when taking the proceeds. The results update as you type.
All amounts use USD. Your inputs stay in your browser. This calculator does not fetch live offers, appraise cards or include costs you have not entered.
What does 90% buyback mean?
A buyback rate needs a base. If a card is valued at $60 and the offer is 90% of that valuation, the gross offer is $54. What you spent on the pack does not change that multiplication. After a $2 fee, you receive $52; compared with a $100 pack cost, the difference is −$48.
That is why a high advertised buyback percentage does not establish a high return on your purchase. Read how card buyback rates work for the difference between card value, pack cost and account credit.
Buyback examples: 85%, 90% and 95%
| Buyback rate | Gross offer | After $2 fee | Difference vs. $100 cost |
|---|---|---|---|
| 85% | $85 | $83 | −$17 |
| 90% | $90 | $88 | −$12 |
| 95% | $95 | $93 | −$7 |
The buyback and break-even formulas
- Gross buyback: card valuation × buyback rate ÷ 100.
- Net proceeds: gross buyback − entered fee.
- Difference from cost: net proceeds − pack cost.
- Break-even card value: (pack cost + entered fee) ÷ (buyback rate ÷ 100).
For a $100 pack with a $2 fee at 90%, the break-even valuation is $102 ÷ 0.90 = $113.333…. Rounded up to a cent, that is $113.34. This is a threshold for the entered calculation, not the probability of pulling a card worth that amount. A 0% rate cannot cover a positive cost.
Pokémon, One Piece and sports-card valuations
The formula is the same across card categories; the valuation is what changes. Match the exact set, card number, language, variant and condition. For graded cards, include the grading company and grade. An asking price for a similar card is not necessarily a recent sold price or the value the operator will use.
If your aim is to own a particular card, compare the full cost of buying it directly with the uncertainty of a pack. Our graded single versus mystery-pack guide explains that choice.
Cash, credit and shipping are different outcomes
Check whether a buyback becomes withdrawable money, store credit or non-withdrawable Coins. A $50 credit offer and a $50 cash offer are not interchangeable. Also check the acceptance deadline, withdrawal minimum and any verification requirements.
If you keep the card and request delivery, you are choosing physical ownership rather than buyback proceeds. Shipping fees do not turn the card’s valuation into a realized sale. Use the vaulted-card shipping guide to check processing, postage and destination costs.
Compare platform terms before accepting an offer
Use the actual offer on your account when calculating. Our reviews of Courtyard, Phygitals, Arena Club and TheCollectibles.io explain their documented buyback and redemption routes. The card ripping sites comparison puts those differences side by side.
For probabilities and average pack value, start with pack odds and card values. This calculator evaluates a chosen result; it does not model the distribution of possible pulls.